Chase Ink Business Cash Review

This powerhouse card is designed to supercharge your spending and reward you for every dollar spent.

Elevate your business’s financial game with the Chase Ink Business Credit Card! With its impressive suite of benefits, including generous cashback on key business expenses and exclusive perks tailored for entrepreneurs, the Chase Ink Business Credit Card is your ultimate tool for business success.

Imagine a credit card that not only supports your everyday business needs but also rewards you for them. Whether you’re managing office supplies, dining out with clients, or making travel arrangements, the Chase Ink Business Credit Card ensures that your business expenses are rewarded with valuable points and cash back. Embrace the opportunity to enhance your financial strategy with a card that’s as ambitious as you are!

CREDIT CARD

Chase Ink Business

$750 bonus cash back 0% intro APR

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Chase Ink Business Cash Credit Card Benefits:

• Generous Cashback on Purchases: Maximize your business spending with outstanding cashback rewards. Earn 5% cash back on the first $25,000 spent annually at office supply stores and on internet, cable, and phone services. Plus, receive 2% cash back on the first $25,000 spent annually at gas stations and restaurants, with all other purchases earning 1% cash back.
• Earn Up to $750 Bonus Cash Back: Jumpstart your rewards with a generous bonus offer. Earn $350 when you spend $3,000 on purchases in the first 3 months, and an additional $400 when you spend $6,000 in the first 6 months after account opening. That’s a total of up to $750 in bonus cash back to boost your business finances.
• 10% Business Relationship Bonus: Combine your Ink Business Cash card with a Chase Business Checking account and enjoy a one-time 10% bonus on all eligible cash back earned in your first year. Celebrate your card anniversary with a significant reward for your business loyalty.
• Get More Purchasing Power: As a Chase cardmember, you’ll benefit from automatic credit line reviews every 6 months or sooner, ensuring you have the purchasing power needed to grow your business.
• Earn 5% Cash Back on Lyft Rides: Enjoy a total of 5% cash back on Lyft rides through March 2025, making your business travel even more rewarding with your Chase Ink Cash card.
• Manage Your Cash Flow: Use your business credit card to manage your cash flow more effectively, allowing you to hold onto your money longer and optimize your business finances.
• Build Your Business Credit: As your business expands, build its own credit history with the Ink Business Credit Card, providing access to more capital and financial opportunities.
• Get Insights into Your Business: Enjoy 24/7 access to your account details, quarterly reports, up to 24 months of statement information, and more. Gain valuable insights to better manage and grow your business.
• Separate Business and Personal Expenses: Simplify tracking and accounting by separating business expenses from personal ones. Integrate your Chase Ink® credit card with bookkeeping software to streamline tax reporting and financial management.
• Enjoy Peace of Mind: Stay informed and secure with account alerts. Choose the alerts you want and how you’d like to receive them to keep your accounts safe and well-managed.
• No Annual Fee: Enjoy all these rewards without the hassle of an annual fee. This means more of your money stays in your business, giving you extra flexibility and financial freedom to invest in what matters most.
• Travel and Purchase Protection: Travel with confidence knowing you’re protected by travel accident insurance, trip cancellation insurance, and baggage delay insurance. Plus, purchase protection covers new purchases against damage or theft, and extended warranty protection extends the manufacturer’s warranty on eligible purchases.
• Flexible Redemption Options: Redeem your rewards for cash back, gift cards, or travel. This flexibility ensures you can use your rewards in the way that best fits your business needs and personal preferences.
• Employee Cards at No Extra Cost: Add employee cards to your account at no additional cost and earn rewards on every purchase they make. This helps you track spending and maximize your rewards across all business-related transactions.

Who Can Apply

The Chase Ink Business Credit Card is available to business owners who have a good to excellent credit score. You should be at least 18 years old and have a valid Social Security number or Employer Identification Number (EIN). The card is ideal for entrepreneurs who want to earn rewards on their business expenses while enjoying additional perks and protections.

How to Apply

1. Visit the Chase website or a Chase branch.
2. Complete the online application form or obtain a paper application.
3. Provide your business details, including name, address, and tax ID.
4. Enter your personal information, including income and credit history.
5. Submit your application for review.

Frequently Asked Questions:

1. What happens if I exceed the spending limits for the 5% and 2% categories?
   • Once you exceed the annual spending limits in these categories, you will earn 1% cash back on those purchases.
2. Can I add employee cards to my account?
   • Yes, you can add employee cards at no additional cost, and earn rewards on every purchase they make.
3. Are there any foreign transaction fees with this card?
   • The Chase Ink Business Credit Card does not charge foreign transaction fees, making it a great choice for international business travel.
4. How can I track my rewards?
   • You can track your rewards and view your account activity by logging into your Chase account online or through the Chase mobile app.

CREDIT CARD

Chase Ink Business

$750 bonus cash back 0% intro APR

APPLY NOW You will be redirected