The Assent Platinum Mastercard Secured offers a convenient and accessible way to build or improve your credit, making it an excellent option for those looking to take control of their financial future. With this card, you can enjoy the benefits of a secured credit card while maintaining peace of mind knowing that your credit journey is supported by a trusted financial institution.

In addition, the product provides unique advantages that can help you stay on track with your credit-building goals, all while offering flexibility and ease of use. Whether you’re new to credit or aiming to rebuild, this card is designed to assist in every step without the hassle often associated with traditional credit-building methods.

A Secure Path to Financial Freedom

•  Rebuild Your Credit Safely: This card helps users gradually rebuild or establish credit, reporting to major credit bureaus. With responsible use, you’ll see your credit score improve over time, creating more opportunities for your financial future.

•  No Credit History Required: Unlike many cards, this product doesn’t demand a long credit history. It’s ideal for those who are just starting their credit journey or who have had credit challenges in the past. This accessibility makes the Assent Platinum Mastercard Secured a practical choice for many.

•  Low Annual Fee: Many secured cards come with hefty annual fees, but this card offers a relatively low cost to maintain. This affordability means you can focus on using the card to enhance your credit without worrying about extra fees dragging you down.

•  Flexible Credit Limit: Your credit limit is based on your security deposit, giving you control over how much you want to commit to the card. Whether you want to start small or make a larger deposit, this flexibility ensures the card adapts to your financial capacity.

•  Worldwide Acceptance: Mastercard is accepted in millions of locations around the globe. Whether you’re traveling or making purchases at home, you’ll have the peace of mind that your card will be accepted nearly anywhere.

•  Online Account Access: Easily manage your card and monitor your credit progress with online access. You can view transactions, make payments, and track your credit growth from any device, putting control at your fingertips.

•  No Interest if Paid in Full: One of the best features of a secured card is that it allows you to build credit without falling into debt. If you pay your balance in full each month, you won’t accrue interest, making it a cost effective tool for financial growth.

•  No Minimum Credit Score: If your credit score is less than perfect or nonexistent, you can still qualify for this card. It’s designed to help people who need to start over or begin from scratch without the barriers of a high credit score requirement.

•  Security with Every Purchase: Your deposit acts as collateral, giving the lender peace of mind while offering you the chance to demonstrate responsible credit use. The security feature protects you while you build credit.

Qualification Requirements

•  New to Credit? No Problem: This card is perfect for individuals who have no credit history. It offers a pathway to establish credit without stringent credit score requirements.

•  Have a Low Credit Score? You can still apply. This card is tailored to help people rebuild their credit, regardless of their current score.

•  Must Be 18 or Older: Like most credit cards, applicants must meet the legal age requirement of 18 years old to apply for the Assent Platinum Mastercard Secured.

•  U.S. Residency: To qualify, applicants must be U.S. residents and possess a valid Social Security number or Taxpayer Identification Number.

•  Provide a Security Deposit: A refundable security deposit is required to secure the card. The deposit amount determines your initial credit limit.

•  Steady Income Required: To apply, you’ll need to demonstrate a stable source of income or employment to ensure you can meet your monthly payments.

How to Apply for The Assent Platinum Mastercard Secured

• Gather Your Documents: Before starting the application, collect personal documents like your Social Security number, proof of income, and a government issued ID.

• Visit the Application Website: Go to the official site and navigate to the secured credit card section to start the application process online.

• Fill Out the Application: Complete the application with your personal and financial information. Ensure all data is accurate to avoid processing delays.

• Choose Your Deposit Amount: Decide how much you’d like to deposit. Remember, your deposit will equal your credit limit.

• Submit Your Application: After reviewing your details, submit the application. You’ll receive a confirmation, and if approved, your card will be mailed to you.

• Activate and Start Using Your Card: Once you receive the card, activate it by following the instructions provided. You can then start using the card to build your credit.

Frequently Asked Questions

Is there a minimum credit score required to apply?

No, you don’t need a minimum credit score to qualify for this secured card.

Can I increase my credit limit?

Yes, you can increase your limit by making an additional security deposit.

How long does it take to receive my card?

After approval, you’ll typically receive your card within 710 business days.

Is the security deposit refundable?

Yes, your deposit is fully refundable when you close the account in good standing.